Visa and phone prepaid cards

Prepaid Visa, Visa gift card, long-distance and mobile phone minutes

Purchase at your local post officeGet started

  • Prepaid Visa card

    Shop with privacy and convenience

  • Visa gift card

    Give the gift of quality and selection

  • Long-distance calls

    Keep your loved ones close to you

  • Mobile minutes

    Stay connected no matter where you go

  • Manage your budget easily with our prepaid financial products.

Buy prepaid cards at the post office

Save yourself time and money with convenient reloadable services at your nearby postal outlet. Choose from:

  • Prepaid reloadable Visa cards
  • Prepaid Visa gift cards
  • Long-distance minutes
  • Mobile phone minutes

Canada Post prepaid Visa card

Convenient shopping: Private, safe, reloadable

The Canada Post prepaid Visa* is available at any Canada Post location. Use it anywhere Visa is accepted — even online. Load it up with funds and use it right away. No credit history or banking information is required.

*Visa Int./Citizens Bank of Canada, Licensed user

Shop safely online

Keep your personal information private when you shop online. Stay protected with Visa Zero Liability Fraud Protection, Purchase Protection Insurance and Extended Warranty Insurance.

Great for everyday use

Use your prepaid card anywhere Visa is accepted. You don’t need a bank account or credit check to sign up. Use it for travel reservations in Canada and the U.S., schedule regular pre-authorized payments and transfer funds with other cardholders.

Better than carrying cash

Stay on budget and track your spending at MyPrepaidCard.ca. Reload your card easily online or at any post office across Canada.

You have 24-hour cash access at over one million ATMs worldwide.

Use it for business

Manage your business finances on one card:

  • Track all your spending easily.
  • Keep your personal and business funds separate.
  • Use your card instead of your bank to make cash payments.

Making a time sensitive payment? There’s no waiting or lag time, you can see your balance online as soon as you spend.

How to buy

  1. Buy your card at any Canada Post location. Load up to $500 on it. Use it right away.
  2. Get your permanent card in the mail. Activate it and keep shopping.
  3. Use your card anywhere Visa is accepted. Get ATM and cash advances and schedule recurring payments.
  4. Reload your card any time.Visit any of 6,300 Canada Post locations or reload online.
  5. Call 1-866-760-1543 or visit MyPrepaidCard.ca. Get customer support, balance and transaction history.

Visit any Canada Post location and sign up today. Find a Post Office.

Pricing

Fees and limits

Cardholder fees1 Amount

Card purchase fee $15
Monthly service fee
Deducted from your card at the beginning of each month
$3
Reload fee
To reload funds onto your card
$3
ATM/over the counter cash advance $22
Foreign currency conversion
Applies to both debits and credits and is applied to the billed conversion rate
2.5%
Card limits
Maximum card balance $10,000
Maximum load amount for life of card $40,000
Minimum load per transaction $25
Maximum in person load per transaction $500
Maximum online load per transaction $2,500
Limits for ATM and other cash withdrawals
Minimum withdrawal per transaction $20
Maximum withdrawal per transaction $500
ATM withdrawal limit per 24 hours $500
Over the counter cash advance limit per 24 hours
Only available at financial institutions that issue Visa cards
$500
Authorization tolerances: When using your card at certain merchants, your card balance must be greater than the purchase price by the percentage listed below:
Restaurants, cruise lines, taxis and limousines,
health and beauty spas:
Hotels:
Car rental:


15%
15%3
20%3
Cardholder fees1 Amount
Card purchase fee $15
Monthly service fee
Deducted from your card at the beginning of each month
$3
Reload fee
To reload funds onto your card
$3
ATM/over the counter cash advance $22
Foreign currency conversion
Applies to both debits and credits and is applied to the billed conversion rate
2.5%
Card limits
Maximum card balance $10,000
Maximum load amount for life of card $40,000
Minimum load per transaction $25
Maximum in person load per transaction $500
Maximum online load per transaction $2,500
Limits for ATM and other cash withdrawals
Minimum withdrawal per transaction $20
Maximum withdrawal per transaction $500
ATM withdrawal limit per 24 hours $500
Over the counter cash advance limit per 24 hours
Only available at financial institutions that issue Visa cards
$500
Authorization tolerances: When using your card at certain merchants, your card balance must be greater than the purchase price by the percentage listed below:
Restaurants, cruise lines, taxis and limousines,
health and beauty spas:
Hotels:
Car rental:

15%
15%3
20%3

¹ Subject to change in accordance with terms and conditions.
² The ATM service provider may charge an additional fee.
³ Authorizations can reduce your card balance for up to 30 days.

Card is issued by the Citizens Bank of Canada. Funds are not CDIC insured.
Temporary card: Expiration date is on the front of the card.
Permanent card: Expires two years after issuance.

For help and inquiries

Contact Visa Cardholder Services at 1-866-760-1543.
View the cardholder agreement at MyPrepaidCard.ca.

Canada Post Visa gift card

Give the gift of choices and selection

The Canada Post Visa gift card is the perfect gift for any occasion. Use it anywhere Visa is accepted, even when you’re shopping online. There are no hidden administrative fees. The balance loaded is what you can spend.

  • Great for relatives, friends and employees.
  • Purchase any amount between $25 and $250.
  • Perfect for everyday shopping* — no transaction fees.
  • Shop safely online.
  • Available near you at any of our 6,300 convenient post offices across Canada.

How to buy and pricing

The Canada Post Visa gift card is available at post offices across Canada. You can buy it using cash or debit. For Visa Cardholder Services, your balance, transactions, and your Cardholder Agreement, call 1-866-315-7728 or go online to www.mybalance.ca.

Find a post office near you.

Rates and prices

For load value Load fee

$25 — $49.99 $3.95
$50 — $99.99 $4.95
$100 — $149.99 $5.95
$150 — $250 $6.95
Other fees Amount

Foreign currency fee 2.5%
Maintenance fee $2.50 or remaining balance on card (whichever is less) charged monthly starting the month after Good thru date.
For load value Load fee
$25 — $49.99 $3.95
$50 — $99.99 $4.95
$100 — $149.99 $5.95
$150 — $250 $6.95
Other fees Amount
Foreign currency fee 2.5%
Maintenance fee $2.50 or remaining balance on card (whichever is less) charged monthly starting the month after Good thru date.

Funds NEVER expire.

*Note: Not for use at ATMs, for online gambling or for preauthorized payments. Online acceptance at all websites cannot be guaranteed due to varying security levels. Card is not reloadable and is issued by the Citizens Bank of Canada. Funds are not CDIC insured.

Prepaid long-distance phone and mobile minutes

Keep your loved ones close

Stay in touch with those you love. Buy mobile phone and long-distance minutes at your local post office. Choose from any of our prepaid phone products:

  • Long-distance minutes.
  • Mobile airtime from all the top providers.
  • International cell phone top-ups.

Long-distance minutes

Get low-cost long-distance minutes. Choose domestic or international long-distance services. Great rates for calls across town or to loved ones abroad.

How to buy and pricing

Buy prepaid long-distance minutes at a post office near you.

Long-distance minutes are sold in $2.50, $5, $10 or $20 denominations.
Calls are billed in 1 minute increments.

Sample prices*: (some exceptions apply)

Country called Canada
Card type Domestic/US
Rate per minute 4.0¢

Country called USA
Card type Domestic/US
Rate per minute 4.0¢

Country called China
Card type International
Rate per minute 3.1¢

Country called Australia
Card type International
Rate per minute 3.9¢

Country called Argentina
Card type International
Rate per minute 4.0¢

Country called France
Card type International
Rate per minute 4.2¢
Country called Card type Rate per minute
Canada Domestic/US 4.0¢
USA Domestic/US 4.0¢
China International 3.1¢
Australia International 3.9¢
Argentina International 4.0¢
France International 4.2¢

*Services provided by Bell Canada. Consult your local post office for more details.
Additional rates apply when calling from the U.S.

Mobile top-ups

We sell wireless and long-distance minutes in various denominations from a range of service providers. Instead of a phone card, you’ll get a PIN.

Top up mobile phones of friends and family around the world. It’s instant, safe and secure. You only pay once your recipient receives the phone credit. Delivered in partnership with ezetop. Inquire at your local post office.

How to buy and pricing

Buy prepaid mobile minutes and top-ups at a post office near you.

Mobile top-ups and international top-ups range from $15 to $100.

Mobile service providers

Service providers available:

Wireless Long-distance

Bell Canada Post private label
Rogers Bell
Telus VOX
Virgin Gold Line
Solo  
Fido  
Wind  
Chatr  
MTS  
SaskTel  
Wireless Long-distance
Bell Canada Post private label
Rogers Bell
Telus VOX
Virgin Gold Line
Solo  
Fido  
Wind  
Chatr  
MTS  
SaskTel  
  • Prepaid reloadable Visa

    Load funds without credit or banking history. Shop safely and privately online.

  • Prepaid Visa gift card

    Use anywhere that accepts Visa products. No hidden administrative fees.

  • Long-distance minutes

    Manage your phone minutes easily.

  • Mobile minutes

    Stay connected to your loved ones.